Looking for Employee Benefits in NJ?
Conover Beyer’s Employee Benefits Packages will make You and Your Employees Smile!
It’s confirmed. Providing employee benefits makes everyone happy. For you, benefit packages are often used as a negotiating tool that can help attract the best talent. For employees, it means peace of mind. However, selecting the right employee benefits package for your business can be a daunting task if you go it alone – mistakes can be costly if you’re unfamiliar! Conover Beyer’s consultative approach can help you determine just the right kind of coverage for large, mid and small business employee benefits, including life insurance, dental, long term disability and long term care. Of course not every business can afford to offer every benefit. That’s why our employee benefits specialists are trained to design employee benefits packages that are right for your business.
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If you’re looking for a company that knows your name and can offer a variety of options for
employee benefits, you’ve come to the right place. Our 100 years of experience, solid reputation and over 90% referral rate proves we know our stuff! Plus, we work with only the most reputable names in the business – giving you confidence in the choices you’ll make with us.
Find out how Conover Beyer can make a difference in your employee benefits package click here to complete our online form, call us at 800-582-1200 to speak with one of our agents.
Group Insurance
Conover Beyer offers a wide selection of group insurance coverage that is based on specific criteria. Please see below for details:
Group Health: 2-50 Employees
NJ Groups with 2-50 employees must meet the following reform guidelines to purchase a health plan in New Jersey :
- A minimum of 2 eligible employees who work 25hrs/wk or more.
- Employer must contribute a minimum of 10% of the employee monthly premium.
- 75% of employee participation is required.
If your NJ group meets the above requirements, please fill out a CBA Census form to obtain group health quotes.
Groups Health: Over 50 Employees
Groups over 50 lives do not follow NJ reform rules. We would need the following information emailed, faxed, or mailed to us to complete your quote request:
- Full Census including zip codes
- Current & renewal rates (if applicable)
- Current list bill
- Number of years with current carrier
- Employee contribution (employee/dependent)
- Claims experience (if applicable)
- Nature of business
- Plan design
Please call a CBA sales representative to discuss your options at 1-800-582-1200.
Group Long Term Disability
If your business meets the following guidelines, please complete the LTD census form for a quote.
- Minimum of 2 employees who work 30 hours or more per week.
- Group must be in business for at least 2 years.
- Only 50% of the insured’s may be members of the same family.
Group Long Term Care
NJ Groups need a minimum of 2 employees who work 30 hours or more per week. It may be necessary to complete a medical application or paramedical examination. Please complete the LTC Census for a group quote.
Group Life Insurance
Groups in NJ must have a minimum of two employees who work 30hrs/wk to be eligible for group life insurance. You can obtain a quote based on a flat rate or a multiple of your salary. Please complete the group census form to receive a life insurance quote.
Group Dental Insurance
Groups in NJ must have a minimum of 2 employees who work a minimum of 25hrs/wk to be eligible for group dental insurance. Employee participation requirements for group dental are as follows:
2-9 lives = 100% eligible employees enrolled
10-24 lives = 90% eligible employees enrolled
25+ lives = 75% eligible employees enrolled
* A minimum of 5 eligible employees must be in the group for orthodontic benefits.
There is a six month waiting period on major and orthodontic services if there were no prior dental benefits for a minimum of six months. Please complete the group census to obtain group dental quotes.
To find out more about how Conover Beyer can make a difference in your employee benefits package
click here to complete our online form, call us at 800-582-1200 to speak with one of our agents.
Conover Beyer has established competitive rates for employee benefits with the following companies:
